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Levin: You can plan for tomorrow and still enjoy life today

Gains & Losses / August 11, 2019

By: Ross Levin, CFP®

Why do people spend money they don’t have, burst through their budgets, and end up pinky-swearing that they will never spend money like that again — until they do it again the next time?

In the book, “Atomic Habits,” James Clear wrote, “The costs of your good habits are in the present. The costs of your bad habits are in the future.”

Think about that. Buying something that you don’t really need at the expense of saving for something that you do means that you are paying a future price to satisfy today’s want.

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This article originally appeared in the Minneapolis Star Tribune on August 11, 2019.